:root{--ink:#17251f;--muted:#65716b;--green:#0e805b;--green-dark:#07573e;--lime:#c9f05b;--cream:#f4f3eb;--line:#dce3de;--white:#fff;--navy:#173049;--red:#d94b40;--shadow:0 18px 55px rgba(24,50,39,.1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font-family:"Noto Sans KR",sans-serif;word-break:keep-all}
a{color:inherit;text-decoration:none}
p{line-height:1.75}
.skip{position:absolute;left:-9999px;top:8px;z-index:99;padding:10px 16px;background:#000;color:#fff}
.skip:focus{left:8px}
.topbar{padding:9px 24px;background:#153329;color:#d4e0da;text-align:center;font-size:12px}
.topbar a{margin-left:10px;color:#fff;text-decoration:underline;text-underline-offset:3px}
.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);border-bottom:1px solid rgba(220,227,222,.8);backdrop-filter:blur(12px)}
.header-inner{height:78px;max-width:1200px;margin:auto;padding:0 24px;display:flex;align-items:center;gap:40px}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}
.brand>span{display:grid;place-items:center;width:39px;height:39px;border-radius:12px 4px 12px 4px;background:var(--green);color:#fff;font-size:20px;font-weight:900;transform:rotate(-3deg)}
.brand strong{font-size:18px;line-height:1.05;letter-spacing:-.5px}
.brand small{display:block;margin-top:6px;color:#829088;font-size:7px;letter-spacing:1.6px}
nav{display:flex;align-self:stretch;align-items:center;justify-content:center;gap:28px;margin-left:auto}
nav a{position:relative;color:#425048;font-size:14px;font-weight:600;white-space:nowrap}
nav a:hover,nav a[aria-current=page]{color:var(--green)}
nav a[aria-current=page]:after{content:"";position:absolute;left:0;right:0;bottom:-29px;height:3px;background:var(--green)}
.apply-button{padding:12px 17px;border-radius:8px;background:var(--ink);color:#fff;font-size:13px;font-weight:700;white-space:nowrap}
.menu-button{display:none;margin-left:auto;padding:8px;border:0;background:none}
.menu-button i{display:block;width:23px;height:2px;margin:5px;background:var(--ink)}
.hero{overflow:hidden;background:var(--cream)}
.hero-inner{position:relative;max-width:1200px;margin:auto;padding:68px 24px 74px}
.home-hero .hero-inner{min-height:520px;padding-top:92px}
.eyebrow,.kicker{display:block;margin-bottom:13px;color:var(--green);font-size:13px;font-weight:800;letter-spacing:.5px}
.hero h1{position:relative;z-index:2;max-width:760px;margin:0;font-size:60px;line-height:1.18;letter-spacing:-3px}
.hero h1 em{color:var(--green);font-style:normal}
.hero-inner>p{position:relative;z-index:2;max-width:590px;margin:24px 0 0;color:#536159;font-size:17px;line-height:1.8}
.hero-actions{position:relative;z-index:2;display:flex;gap:10px;margin-top:34px}
.hero-actions a{padding:14px 22px;border-radius:9px;background:var(--green);color:#fff;font-size:14px;font-weight:700}
.hero-actions a+ a{border:1px solid #cbd3cd;background:#fff;color:var(--ink)}
.hero-art{position:absolute;right:35px;bottom:0;width:420px;height:420px;border-radius:50% 50% 0 0;background:#dcebc8}
.document{position:absolute;left:112px;top:60px;width:218px;height:290px;padding:64px 35px 30px;border-radius:10px;background:#fff;box-shadow:0 25px 45px rgba(55,82,60,.17);transform:rotate(5deg)}
.document:before{content:"₩";position:absolute;left:32px;top:18px;display:grid;place-items:center;width:39px;height:39px;border-radius:50%;background:var(--lime);font-weight:900}
.document span{display:block;height:8px;margin:16px 0;border-radius:6px;background:#dce5df}
.document span:nth-child(2){width:80%}.document span:nth-child(3){width:90%}
.document b{position:absolute;right:25px;bottom:35px;padding:9px;border:3px solid var(--green);border-radius:50%;color:var(--green);font-size:11px;transform:rotate(-12deg)}
.coin{position:absolute;z-index:2;display:grid;place-items:center;border-radius:50%;background:#f9bd4a;color:#8b5c00;font-weight:900;box-shadow:0 8px 0 #df982f}
.coin-a{left:42px;top:120px;width:66px;height:66px;font-size:29px}.coin-b{right:30px;top:62px;width:50px;height:50px;font-size:24px}
.leaf{position:absolute;width:75px;height:38px;border-radius:100% 0;background:var(--green);transform:rotate(30deg)}.l1{left:30px;bottom:35px}.l2{right:12px;bottom:80px;transform:rotate(-35deg)}
.sub-hero .hero-inner{padding-top:43px;padding-bottom:63px}.sub-hero h1{font-size:48px}.sub-hero .hero-inner>p{font-size:16px}
.breadcrumb{display:flex;gap:9px;margin-bottom:42px;color:#7c8781;font-size:12px}.breadcrumb b{color:#425048}
.premium-check{position:relative;z-index:4;display:grid;grid-template-columns:245px 1fr;gap:40px;max-width:1140px;margin:-52px auto 24px;padding:34px 36px;border:1px solid #d6e1da;border-radius:16px;background:#fff;box-shadow:var(--shadow)}
.premium-check-head{display:flex;flex-direction:column;justify-content:center;padding:2px 10px}
.premium-check-head>span{align-self:flex-start;margin-bottom:10px;padding:5px 9px;border-radius:20px;background:#e5f2eb;color:var(--green);font-size:10px;font-weight:800}
.premium-check-head h2{margin:0;font-size:23px;letter-spacing:-.8px}
.premium-check-head p{margin:8px 0 0;color:var(--muted);font-size:12px;line-height:1.6}
.premium-form{display:grid;grid-template-columns:1.1fr .65fr 1.2fr;gap:13px}
.premium-form .field{display:flex;flex-direction:column;gap:7px;min-width:0}
.premium-form .field>span:first-child,.gender-field legend{color:#526159;font-size:11px;font-weight:700}
.premium-form input,.premium-form select{width:100%;height:50px;padding:0 15px;border:1px solid #ccd8d1;border-radius:9px;outline:none;background:#fff;color:var(--ink);font:inherit;font-size:13px;transition:.2s}
.premium-form input::placeholder{color:#aeb7b2}
.premium-form input:focus,.premium-form select:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(14,128,91,.1)}
.gender-field{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin:0;padding:0;border:0}
.gender-field legend{grid-column:1/3;margin-bottom:7px;padding:0}
.gender-field label{display:block}.gender-field input{position:absolute;width:1px;height:1px;opacity:0}
.gender-field label span{display:grid;place-items:center;height:50px;border:1px solid #ccd8d1;border-radius:9px;color:#77837c;font-size:13px;font-weight:700;cursor:pointer;transition:.2s}
.gender-field input:checked+span{border-color:var(--green);background:#eaf5ef;color:var(--green)}
.phone-field{grid-column:1/3}.phone-input{display:grid!important;grid-template-columns:90px 1fr;gap:8px}
.premium-form button{grid-column:3;display:flex;align-items:center;justify-content:center;gap:12px;height:50px;margin-top:auto;border:0;border-radius:9px;background:var(--green);color:#fff;font:inherit;font-size:14px;font-weight:800;cursor:pointer;transition:.2s}
.premium-form button:hover{background:var(--green-dark);transform:translateY(-1px)}.premium-form button span{font-size:17px}
.quick-stats{position:relative;z-index:3;display:grid;grid-template-columns:repeat(3,1fr);max-width:1100px;margin:0 auto;border-radius:14px;background:#fff;box-shadow:var(--shadow)}
.quick-stats article{padding:27px 40px;border-right:1px solid var(--line)}.quick-stats article:last-child{border:0}
.quick-stats span{font-size:13px;font-weight:700}.quick-stats strong{display:block;margin:7px 0 3px;color:var(--green);font-size:28px;letter-spacing:-1px}.quick-stats small{font-size:14px}.quick-stats p{margin:0;color:var(--muted);font-size:12px}
.section{max-width:1100px;margin:0 auto;padding:92px 0}
.section-head{display:grid;grid-template-columns:1fr 1.2fr;gap:80px;align-items:end;margin-bottom:40px}
.section h2{margin:0;font-size:34px;line-height:1.35;letter-spacing:-1.5px}
.section-head p{margin:0;color:var(--muted);font-size:15px}
.step-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.step-grid a{padding:30px 25px;border-right:1px solid var(--line);transition:.2s}.step-grid a:last-child{border:0}.step-grid a:hover{background:#f4f8f5;transform:translateY(-3px)}
.step-grid i{display:block;margin-bottom:28px;color:#a0aaa4;font-size:12px;font-style:normal}.step-grid strong{font-size:19px}.step-grid p{min-height:52px;color:var(--muted);font-size:13px}.step-grid span,.text-link{color:var(--green);font-size:12px;font-weight:800}
.source-grid{display:grid;grid-template-columns:repeat(3,1fr);max-width:1100px;margin:0 auto;gap:14px}
.source-card{position:relative;min-height:178px;padding:28px;border-radius:12px;color:#fff;overflow:hidden;transition:.2s}
.source-card:after{content:"";position:absolute;right:-30px;bottom:-42px;width:140px;height:140px;border:24px solid rgba(255,255,255,.1);border-radius:50%}
.source-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.source-card.navy{background:var(--navy)}.source-card.green{background:var(--green)}.source-card.red{background:#b33c35}
.source-card small{display:block;margin-bottom:23px;opacity:.7}.source-card strong{display:block;max-width:230px;font-size:19px;line-height:1.45}.source-card span{position:absolute;left:28px;bottom:22px;font-size:11px;font-weight:700}
.split{display:grid;grid-template-columns:.8fr 1.3fr;gap:120px;align-items:center}.split .muted{margin:20px 0;color:var(--muted);font-size:14px}.split .text-link{display:inline-block;margin-top:5px}
.check-list article{display:flex;gap:22px;padding:24px 0;border-bottom:1px solid var(--line)}.check-list b{display:grid;place-items:center;flex:0 0 38px;height:38px;border-radius:50%;background:#e6f3ec;color:var(--green)}.check-list strong{font-size:17px}.check-list p{margin:5px 0 0;color:var(--muted);font-size:13px}
.source-banner{display:flex;align-items:center;max-width:1100px;margin:0 auto;padding:28px 38px;border-radius:12px;background:#222c29;color:#fff}.source-icon{display:grid;place-items:center;width:50px;height:50px;margin-right:20px;border-radius:50%;background:var(--red)}.source-banner small{display:block;color:#9cabaa;font-size:11px}.source-banner strong{display:block;margin-top:4px;font-size:17px}.source-banner b{margin-left:auto;padding:11px 16px;border:1px solid #5e6965;border-radius:7px;font-size:12px}
.section-title{margin-bottom:35px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.article-grid a{padding:28px;border:1px solid var(--line);border-radius:12px;transition:.2s}.article-grid a:hover{border-color:var(--green);box-shadow:var(--shadow)}.article-grid span{color:var(--green);font-size:11px;font-weight:800}.article-grid h3{margin:18px 0 12px;font-size:20px;line-height:1.5}.article-grid p{min-height:50px;color:var(--muted);font-size:13px}.article-grid b{font-size:12px}
.notice{display:flex;align-items:flex-start;gap:25px;margin-bottom:40px;padding:24px 28px;border-radius:10px;background:#eef7f1}.notice strong{flex:0 0 auto;color:var(--green)}.notice p{margin:0;color:#506159;font-size:14px}
.content-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.content-card{padding:35px;border:1px solid var(--line);border-radius:13px}.content-card>span{display:grid;place-items:center;width:34px;height:34px;margin-bottom:20px;border-radius:50%;background:#e5f2eb;color:var(--green);font-size:12px;font-weight:800}.content-card h2{margin-bottom:22px;font-size:25px}.content-card h3{margin:22px 0 5px;font-size:15px}.content-card p{color:var(--muted);font-size:14px}.content-card.warning{background:#fff9ed}.content-card.warning>span{background:#fbe5b3;color:#9a6500}
.figure-list,.bullets{margin:22px 0;padding:0;list-style:none}.figure-list li{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line);font-size:13px}.figure-list strong{color:var(--green)}.mini-note{margin-top:20px;padding:17px;border-radius:8px;background:#f4f5f3;color:var(--muted);font-size:12px;line-height:1.7}.bullets li{position:relative;margin:13px 0;padding-left:18px;color:#4f5b55;font-size:14px;line-height:1.7}.bullets li:before{content:"";position:absolute;left:0;top:10px;width:5px;height:5px;border-radius:50%;background:var(--green)}.caption{padding-top:12px;border-top:1px solid #eedeb9;font-size:11px!important}
.amount-table{overflow:hidden;margin-bottom:55px;border:1px solid var(--line);border-radius:13px}.amount-table>div{display:grid;grid-template-columns:1fr 1fr 1fr;padding:22px 30px;border-bottom:1px solid var(--line);align-items:center}.amount-table>div:last-child{border:0}.amount-table .table-head{background:var(--ink);color:#fff;font-size:12px}.amount-table b{color:var(--green);font-size:22px}.amount-table span{color:var(--muted);font-size:14px}.amount-table .table-head span{color:#dce3df}
.prose{max-width:850px;margin:auto}.prose>h2{margin:48px 0 16px;font-size:25px}.prose>p{color:var(--muted);font-size:15px}.compare{display:grid;grid-template-columns:1fr 1fr;gap:15px}.compare article{padding:24px;border-radius:10px;background:#f4f5f1}.compare strong{font-size:16px}.compare p{margin-bottom:0;color:var(--muted);font-size:13px}.prose .notice{margin-top:30px}
.timeline{max-width:850px;margin:auto}.timeline article{display:grid;grid-template-columns:230px 1fr;gap:30px;margin-bottom:15px;padding:28px;border:1px solid var(--line);border-radius:12px}.timeline article.primary{border-color:var(--green);box-shadow:0 12px 40px rgba(14,128,91,.09)}.timeline small{display:block;margin-bottom:6px;color:var(--green);font-size:11px;font-weight:800}.timeline .date strong{font-size:25px}.timeline h2{font-size:19px}.timeline p{margin-bottom:0;color:var(--muted);font-size:13px}
.process{max-width:850px;margin:auto;padding:0;list-style:none}.process li{display:flex;gap:28px;padding:30px 0;border-bottom:1px solid var(--line)}.process li>b{color:var(--green);font-size:13px}.process h2{font-size:21px}.process p{margin-bottom:0;color:var(--muted);font-size:14px}
.cta-panel{display:flex;align-items:center;max-width:850px;margin:50px auto 0;padding:35px;border-radius:13px;background:var(--cream)}.cta-panel h2{font-size:24px}.cta-panel p{margin-bottom:0;color:var(--muted);font-size:13px}.cta-panel>a{margin-left:auto;padding:14px 19px;border-radius:8px;background:var(--green);color:#fff;font-size:13px;font-weight:800}
.flow{display:flex;align-items:center;justify-content:space-between;margin-bottom:60px}.flow>div{flex:1;padding:23px;border:1px solid var(--line);border-radius:11px}.flow>i{padding:10px;color:#a4aea8;font-style:normal}.flow span{display:grid;place-items:center;width:27px;height:27px;margin-bottom:18px;border-radius:50%;background:#e5f2eb;color:var(--green);font-size:11px;font-weight:800}.flow strong{font-size:16px}.flow p{margin:4px 0 0;color:var(--muted);font-size:12px}
.two-column{display:grid;grid-template-columns:1fr 1fr;gap:45px}.two-column h2{margin-bottom:12px;font-size:21px}.two-column p{color:var(--muted);font-size:14px}
.faq-list{max-width:850px;margin:auto}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;align-items:center;padding:23px 5px;cursor:pointer;font-size:16px;font-weight:700;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span,.faq-list details div>span{margin-right:15px;color:var(--green);font-size:14px;font-weight:900}.faq-list summary i{margin-left:auto;font-style:normal}.faq-list details[open] summary i{transform:rotate(45deg)}.faq-list details>div{display:flex;padding:0 40px 23px 5px}.faq-list details p{margin:0;color:var(--muted);font-size:14px}.faq-list+.notice{max-width:850px;margin:45px auto 0}
.empty{padding:150px 24px;text-align:center}.empty>strong{color:var(--green);font-size:60px}.empty h1{margin:5px}.empty p{color:var(--muted)}.empty a{display:inline-block;margin-top:20px;padding:13px 20px;border-radius:8px;background:var(--green);color:#fff;font-weight:700}
footer{margin-top:90px;background:#17251f;color:#fff}.footer-main{display:grid;grid-template-columns:1.5fr 1fr 1fr;max-width:1100px;margin:auto;padding:55px 0}.footer-brand{align-self:start}.footer-main>div:not(.brand){display:flex;flex-direction:column;gap:10px}.footer-main>div>strong{margin-bottom:8px;font-size:13px}.footer-main>div>a{color:#aeb9b3;font-size:12px}.footer-bottom{display:flex;max-width:1100px;margin:auto;padding:20px 0;border-top:1px solid #34453e;color:#8e9c95;font-size:10px}.footer-bottom p{max-width:750px;margin:0}.footer-bottom span{margin-left:auto}
@media(max-width:900px){
  nav{display:none;position:absolute;top:78px;left:0;right:0;height:auto;margin:0;padding:15px 24px 25px;background:#fff;box-shadow:0 20px 30px rgba(0,0,0,.08);flex-direction:column;align-items:flex-start;gap:0}nav.open{display:flex}nav a{width:100%;padding:12px 0;border-bottom:1px solid var(--line)}nav a[aria-current=page]:after{display:none}.menu-button{display:block}.apply-button{display:none}
  .hero-art{right:-90px;opacity:.58}.hero h1{font-size:50px}.section,.source-grid,.source-banner{width:calc(100% - 48px)}.premium-check,.quick-stats{width:calc(100% - 48px)}.premium-check{grid-template-columns:1fr;margin-top:-40px}.premium-check-head{display:grid;grid-template-columns:auto 1fr;gap:0 12px}.premium-check-head>span{grid-row:1/3;margin:2px 0}.premium-check-head p{margin-top:3px}.step-grid{grid-template-columns:1fr 1fr}.step-grid a:nth-child(2){border-right:0}.split{gap:45px}.footer-main,.footer-bottom{width:calc(100% - 48px)}
}
@media(max-width:640px){
  .topbar{padding:8px 12px;font-size:10px}.topbar a{display:none}.header-inner{height:66px;padding:0 18px}.brand strong{font-size:16px}.brand>span{width:35px;height:35px}.header nav{top:66px}
  .home-hero .hero-inner{min-height:530px;padding:62px 24px}.hero h1,.sub-hero h1{font-size:38px;letter-spacing:-2px}.hero-inner>p{font-size:14px}.hero-actions{flex-direction:column;width:180px}.hero-actions a{text-align:center}.hero-art{right:-145px;width:340px;height:340px;opacity:.42}.document{left:80px;top:48px;transform:scale(.8) rotate(5deg)}.sub-hero .hero-inner{padding:30px 24px 50px}.breadcrumb{margin-bottom:34px}
  .premium-check{display:block;width:auto;margin:-30px 18px 18px;padding:22px 18px}.premium-check-head{display:block;padding:0;margin-bottom:19px}.premium-check-head>span{display:inline-block;margin-bottom:8px}.premium-check-head h2{font-size:19px}.premium-form{grid-template-columns:1fr 1fr;gap:12px 8px}.premium-form .field:first-child{grid-column:1}.gender-field{grid-column:2}.birth-field,.phone-field{grid-column:1/3}.phone-input{grid-template-columns:78px 1fr}.premium-form button{grid-column:1/3;height:48px;margin-top:2px}.premium-form input,.premium-form select,.gender-field label span{height:46px}
  .quick-stats{grid-template-columns:1fr;width:auto;margin:0 24px}.quick-stats article{display:grid;grid-template-columns:1fr 1fr;padding:18px 22px;border-right:0;border-bottom:1px solid var(--line)}.quick-stats article p{grid-column:1/3}.quick-stats strong{margin:0;text-align:right;font-size:22px}
  .section{width:auto;padding:70px 24px}.section-head{grid-template-columns:1fr;gap:16px}.section h2{font-size:28px}.step-grid{grid-template-columns:1fr}.step-grid a{border-right:0;border-bottom:1px solid var(--line)}.step-grid a:last-child{border-bottom:0}.step-grid p{min-height:0}
  .source-grid{width:auto;margin:0 24px;grid-template-columns:1fr}.source-card{min-height:158px}.split{grid-template-columns:1fr}.source-banner{width:auto;margin:0 24px;padding:22px}.source-banner b{display:none}.article-grid,.content-grid,.compare,.two-column{grid-template-columns:1fr}.article-grid p{min-height:0}
  .notice{display:block}.notice strong{display:block;margin-bottom:8px}.amount-table{overflow-x:auto}.amount-table>div{min-width:580px}.timeline article{grid-template-columns:1fr;gap:15px}.timeline .date strong{font-size:21px}.cta-panel{display:block}.cta-panel>a{display:inline-block;margin:20px 0 0}.flow{display:grid;grid-template-columns:1fr 1fr;gap:10px}.flow>i{display:none}.flow>div{height:135px}.source-icon{flex:0 0 45px}
  footer{margin-top:60px}.footer-main{grid-template-columns:1fr;gap:40px;padding:45px 0}.footer-bottom{display:block}.footer-bottom span{display:block;margin:12px 0 0}
}